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Username:
homefinder29
Name:
Homefinder29
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Regular
Member Since:
November 25, 2009
Last Sign In:
November 28, 2011 12:21AM
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Address:
cavite

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Frequently Asked Questions


Reservation

It range from Php 10,000.00 - 40,000.00.  It is not refundable but is part of the downpayment. Buyer can transfer reservation and downpayments to another person or unit provided under same agent, developer and same price or price is higher than old unit.  All payments made will be duly credited in the new owner or choosen unit. Walang penalty or mababawas sa payment provided updated ang account at nasa downpayment period pa. Just pay Php3,000.00 as transfer fee.  Approval may takes 2 weeks.

Monthly downpayment

Your first downpayment will start 30-45 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.

Monthly Amortization

The first monthly amortization will immediately start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.

Are there hidden charges?

There are NO HIDDEN charges.  Profriends does not charge MOVE-IN fees.  You will apply for water and Meralco connection after house is turned-over and accepted.
                      
Water

Estimated cost for water connection is Php3,800.00 (deposit & meter).  Timetable is 1-2 weeks from application date.  Cost may vary depending on choosen project.

Meralco

Estimated cost for electrical connection is Php2,700.00 (deposit & meter).  Timetable is 3-4 weeks from application date.  Cost may vary depending on choosen project.

Construction Bond

Is required BY PROFRIENDS only if Buyer construct improvement (tiles/fence/balcony) after house is accepted.  Estimated amount is Php 5,500 - 10,500.00 depending on housing project choosen.  This Bond will pay for any damages (should there be any) during construction of improvement period.  Bond will be refunded if there is no damage done during construction.

Pre Termination Fee

Profriends charge pretermination fee of 14% if you decides to loan the Balance or Loanable Amount of Inhouse Financing to Pagibig (Individual Application).  You or thru your SPA, will apply the loan with PAGIBIG Office.  Profriends will not handle the loan processing.  While loan is on process, you will be paying amortization base on INHOUSE computation.

When can you move-in or transfer?

For BANK Financing

Three (3) month after full payment of downpayment and Bank loan take-out (bank has paid the developer).

For IN HOUSE Financing

Three (3) mos. after full payment of downpayment and submission of full requirements (docs & postdated checks). No need for loan take-out. If the 80% balance is thru individual Pag-ibig Financing,  Move-in only after full payment of downpayment  or equity, payment of pretermination fee and Title cost transfer and full submission of requirements.

For spot cash buyers or spot full downpayment

For non-RFO units, House completion and turnover will still follow by Developer's house completion schedule as shown in the Inventory Sheet.

Important reminders:

Profriends will not allow you to move-in or transfer unless ALL REQUIRED DOCUMENTS and POSTDATED CHECKS are fully submitted.

Ready for occupancy units (RFO)

There are now ready for occupancy units of limited quantity in most of our projects.  Reservation is first come first serve basis.  Full payment of downpayment and full submission of documents are required before you can move-in  or transfer to the house.

House construction

Starts while you are on downpayment period. By the time you finish paying downpayment, house will be almost finish and ready for turn-over in 1-3 months

House improvement

Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00.  Letter of request must be sent before house construction starts.  Approval of request takes 2 weeks.  You will be informed.  Buyer must get outside contractor to do the improvement of their unit. You can only start installation of tiles/improvement after house is turned-over.
 
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